[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.zadax.cz\/skutecna-pomoc\/#Article","mainEntityOfPage":"https:\/\/www.zadax.cz\/skutecna-pomoc\/","headline":"Skute\u010dn\u00e1 pomoc","name":"Skute\u010dn\u00e1 pomoc","description":"Um\u00edte si p\u0159edstavit poskytovatele p\u016fj\u010dky, u kter\u00e9ho v\u0161e dojedn\u00e1te, podep\u00ed\u0161ete smlouvu a za t\u00fdden si to rozmysl\u00edte? Ur\u010dit\u011b jste p\u0159esv\u011bd\u010deni, \u017ee pak by v\u00e1s \u010dekala \u017ealoba, exekuce a d\u00e1l rad\u011bji nedom\u00fd\u0161let. Tak to jste je\u0161t\u011b nesly\u0161eli o nebankovn\u00edch instituc\u00edch, u kter\u00fdch to v\u0161e mo\u017en\u00e9 je. Prost\u011b m\u016f\u017eete je\u0161t\u011b do \u010dtrn\u00e1cti dn\u016f po podpisu odstoupit od […]","datePublished":"2018-01-23","dateModified":"2018-01-23","author":{"@type":"Person","@id":"https:\/\/www.zadax.cz\/author\/#Person","name":"zadax.cz","url":"https:\/\/www.zadax.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/b682f75cb96d085fca5fbc8ca3f08e323444e236f6e6028585b73de81c46f711?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/b682f75cb96d085fca5fbc8ca3f08e323444e236f6e6028585b73de81c46f711?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zadax.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.zadax.cz\/wp-content\/uploads\/img_a312523_w1890_t1523429629.jpg","url":"https:\/\/www.zadax.cz\/wp-content\/uploads\/img_a312523_w1890_t1523429629.jpg","height":0,"width":0},"url":"https:\/\/www.zadax.cz\/skutecna-pomoc\/","about":["Bydlen\u00ed"],"wordCount":409,"articleBody":"        Um\u00edte si p\u0159edstavit poskytovatele p\u016fj\u010dky, u kter\u00e9ho v\u0161e dojedn\u00e1te, podep\u00ed\u0161ete smlouvu a za t\u00fdden si to rozmysl\u00edte? Ur\u010dit\u011b jste p\u0159esv\u011bd\u010deni, \u017ee pak by v\u00e1s \u010dekala \u017ealoba, exekuce a d\u00e1l rad\u011bji nedom\u00fd\u0161let. Tak to jste je\u0161t\u011b nesly\u0161eli o nebankovn\u00edch instituc\u00edch, u kter\u00fdch to v\u0161e mo\u017en\u00e9 je. Prost\u011b m\u016f\u017eete je\u0161t\u011b do \u010dtrn\u00e1cti dn\u016f po podpisu odstoupit od smlouvy. A nic se nestane. K takov\u00e9mu p\u0159\u00edpadu m\u016f\u017ee doj\u00edt nap\u0159\u00edklad ve chv\u00edli, kdy jste v naprost\u00e9 finan\u010dn\u00ed krizi, exekutor klepe na dve\u0159e a \u0161ust\u00ed samolepkami. Vy pr\u00e1v\u011b podepisujete hypote\u010dn\u00ed smlouvu a zanedlouho v\u00e1m p\u0159ijde smutn\u00e1 a radostn\u00e1 zpr\u00e1va. Pr\u00e1v\u011b jste zd\u011bdili velk\u00fd majetek.   Je mi jasn\u00e9, \u017ee je to asi nepravd\u011bpodobn\u00e9, ale alespo\u0148 si to takto ka\u017ed\u00fd m\u016f\u017ee l\u00e9pe p\u0159edstavit.  Podm\u00ednky, kter\u00fdm neodol\u00e1te Osobn\u00ed finan\u010dn\u00ed krize nen\u00ed \u017e\u00e1dn\u00e1 ostuda a dostat se do n\u00ed m\u016f\u017ee skute\u010dn\u011b ka\u017ed\u00fd. A ka\u017ed\u00e9mu z n\u00e1s se tak\u00e9 m\u016f\u017ee st\u00e1t, \u017ee ho banka odm\u00edtne z d\u016fvodu p\u0159\u00edli\u0161 n\u00edzk\u00e9ho p\u0159\u00edjmu. U nebankovn\u00edch instituc\u00ed https:\/\/www.hypotekybezregistru.cz\/a73-kdyz-nemusite-k-hypotece-dokladat-prijmy\/maj\u00ed docela jin\u00e9 podm\u00ednky a proto tak\u00e9 jin\u00e1 pravidla. Tady na p\u0159\u00edjmu tolik nez\u00e1le\u017e\u00ed, proto\u017ee za sv\u00e9 z\u00e1vazky budete ru\u010dit nemovitost\u00ed. Zejm\u00e9na podle lokality, ve kter\u00e9 se nach\u00e1z\u00ed a tak\u00e9 v z\u00e1vislosti na n\u011bkolika dal\u0161\u00edch faktorech, m\u016f\u017eete z\u00edskat a\u017e sedmdes\u00e1t procent z jej\u00ed odhadn\u00ed ceny. Co\u017e m\u016f\u017ee b\u00fdt u\u017e docela slu\u0161n\u00e1 \u010d\u00e1stka. Je tak\u00e9 zcela na v\u00e1s, jak\u00fdm zp\u016fsobem se sv\u00fdmi financemi nalo\u017e\u00edte. M\u016f\u017eete si nap\u0159\u00edklad refinancovat nev\u00fdhodn\u00e9 p\u016fj\u010dky. To by v\u00e1m mohlo do budoucna pomoci natolik, \u017ee byste se sv\u00fdch z\u00e1vazk\u016f zbavili mnohem d\u0159\u00edve, ne\u017eli jste o\u010dek\u00e1vali. A p\u0159ed\u010dasn\u00e9 splacen\u00ed tak\u00e9 nen\u00ed \u017e\u00e1dn\u00fd probl\u00e9m. Jestli\u017ee by bylo jedinou p\u0159ek\u00e1\u017ekou to, \u017ee nem\u00e1te ve sv\u00e9m vlastnictv\u00ed \u017e\u00e1dnou nemovitost, m\u016f\u017ee v\u00e1m s t\u00edmto probl\u00e9mem vypomoci t\u0159et\u00ed osoba, kter\u00e1 bude ru\u010dit spole\u010dn\u011b s v\u00e1mi. Prost\u011b je to hypot\u00e9ka pro ka\u017ed\u00e9ho.                                                                                                                                                                                                                                                                                                                                                                                          4.8\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Skute\u010dn\u00e1 pomoc","item":"https:\/\/www.zadax.cz\/skutecna-pomoc\/#breadcrumbitem"}]}]